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About your repayment periods

Your first repayment period could be up to 30 days longer than your regular repayment periods. The number of extra days in your first repayment period depends on when you accept your loan and when your payday is.

Your final repayment could be a matter of pennies higher or lower than your previous regular repayments. If you're accepted for a Salary Finance Loan, you'll see exactly how much in your loan agreement. This is because we don't ask you to repay fractions of a penny in any given period.

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About your repayments
When is your first repayment?

Your repayments will continue to be made directly from your salary on your payday. Your first repayment will come out of your salary on your next payday. It will be the same amount as the regular repayments on your current loan.

How much is your first repayment?

Your first repayment will be the same amount as the regular repayments on your current loan. After that first repayment, your new regular repayment amount will be different, depending on the size and term of your top-up loan.

How did we calculate your new regular repayment amount?

We calculated your new regular repayment amount by deducting the first repayment and any interest accrued from your new total balance. Then using that figure we calculated the regular repayment over the term of your top-up loan at your top-up loan interest rate.

Why is your final repayment different?

Your final repayment could be a matter of pennies higher or lower than your previous regular repayments. This is because we don’t ask you to repay fractions of a penny in any given period. If you’re accepted for a top-up loan, you’ll see exactly how much all your repayments will be in your new loan agreement.

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You can find answers to most questions on our FAQs page.
If you still can’t find what you're looking for, you can email us at hello@salaryfinance.com

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